After making a list of who you need to buy for and perhaps what you need to buy, spending your money is not the next step. In between the shopping list and the actual purchasing of gifts you should take time to make sure you’re getting the biggest bang for your holiday buck.

Comparison shop. Check out store ads before you even leave the house. You can view most retail store sales ads from websites. Also check out the ads in Sunday’s newspapers. You might be surprised to find that the electronic gadget on your list van cost you $10 more at the store you were planning to visit. Don’t be shy about calling stores and asking them how much certain items are. Stores want your money and employees shouldn’t mind telling you the price of a product.

Look for store coupons. Stores such as JcPenny, Michael’s, and JoAnns often put out weekly coupons in the Sunday paper. Coupons can save you anywhere for 20% off your total purchase to 40% off a single item, or even more! One coupon I found in my mailbox yesterday was for $5 off and $25 purchase at a national chain store. Using coupons is the fastest and easiest way to stretch a dollar.

Consider purchasing online. Sometimes online prices are lower than in store prices. Plus, many stores are offering free holiday shipping. Not only will you save a few bucks but you won’t have to spend gas money or time driving to the store and waiting in line. Don’t forget to do a quick online search for coupon codes to see if you can save even more on your online purchase.

Lastly, don’t forget to take advantage of sites such as Wwhow that alert you to special deals and savings. There could be an amazing deal on an item on your shopping list, but if you don’t check for specials you will miss out.

Check out dollar stores that guarantee that nothing is over $1. I was able to find Wii baseball bat controller snap-ons, head phone, little radios, and great stocking stuffers at my local chain store. I also bought Disney wrapping paper, scissors, and tape for holiday gift wrapping.

Each dollar you save is a dollar you can use somewhere else. By taking a moment to comparison shop, look for coupons, and check out sites such as Wwhow you can guarantee that your holiday dollar will go farther than ever. Don’t forget to leave a comment and say hello!

Black Friday is the shopping day that you either love or hate. You may dread the traffic, the crowds, or the extra work involved if you work in retail. People that love Black Friday really love the experience. They love the rush of the hunt, getting a good deal, and being involved in this national day of spending frenzy. My point is, some people like myself crave Black Friday all year long like chocolate.

Here are some tips to survive Black Friday if you’ve never experienced it before:

  • -See if the deals are available online first.
  • -Consider Cyber Monday, it’s safer and you don’t have to leave the house.
  • -Comp all your items at one store.
  • -Team up with a friend or co-worker.

What if you hate the crowds and traffic? Most shoppers aren’t aware that you can get some of the same deals in store online on Black Friday. Two years ago I went to Walmart at 1am to stand in line for a red Jeep Powerwheels for my son. Little did I know I could buy the same Jeep online at Walmart for the same price, without the line, lack of sleep, and crazy person standing beside me. Walmart sold them online the entire weekend and I felt silly.

If you aren’t able to find any deals online on Black Friday it could be because your favorite store is holding out for Cyber Monday. Cyber Monday is just like Black Friday, only all the sales are online. Cyber Monday is the Monday after Thanksgiving.

Many people think they need to drive all over town and buy their DVDs on sale at one store and their toys on sale at another. Try to shop at a store that comps other stores sale ads. Collect your Black Friday ads and just visit one store. You can live through one store. Make sure you ask your store ahead of time if they will be comping sale items on Black Friday so you don’t waste time and gas.

To make Black Friday more fun and safer, invite a friend along. You two can fight the crows together and get great deals. Another option is your friend goes to one store while you hit another. She can buy what you want at the toy store while she picks up items on her own list while you get both of your items from the electronics store.

Buying items that are on sale on Black Friday can save you a bundle. Try your very best to buy all your gifts that day and you won’t have to paddle through the holiday shopping crowds again. If you have any tips for surviving Black Friday or any Black Friday stories leave a comment! We love to read comments!

No matter if you’re cooking Thanksgiving dinner for two or twenty, Thanksgiving food costs add up quickly. A delicious Thanksgiving dinner is possible on a shoestring budget if you shop around and plan ahead.

A beautifully cooked turkey is the main event in most families. The only problem is turkey can cost upwards of a dollar a pound. Before you fork over $15-20 for your Thanksgiving bird gather your local grocery store ads. Ads come out on Wednesdays, if you missed this weeks Wednesday newspaper pull the grocery store ads up online. In my area I have several great deals to choose from.

Kroger in my area had turkey for .33 a pound when you spend $20 on additional products. I was about to get a 12 pound turkey for just under $4, compared to the regular price of $12. You may need a smaller or larger turkey depending on the number of guests you are expecting. Estimate a pound of turkey per guest.

Sack N Save in my area offers a free turkey if you purchase a ham. Keep in mind that hams can be expensive. Another local store offers a free turkey if you spend $100 on groceries. Stores in your area may even have better sales on turkey than this, but you won’t know until you look at the ads and make comparisons.

Green beans are a staple at any meal in our house, especially Thanksgiving. Target has canned veggies on sale for .45 each with a limit of 12 per type. I bought 60 cans as this is a great deal. Target in my area also has cranberries and cranberry sauce on sale for around .50 a can, stuffing on sale for .79 a box, and cream of mushroom soup and chicken broth on sale for .49 a can. That right there covers the majority of our Thanksgiving dinner. I still either have to buy rolls to bake if I can find them on sale or my husband will whip up a batch.

Dessert is also a must have at our Thanksgiving. Almost every store ad I looked at had pies on sale. Some had a free pie when you bought ice cream and others had pies on sale for $1.99-2.99. If you can find pie filling and pie crust on sale feel free to bake one yourself, but for us it’s cheaper to spend $2.99 on a store bought pie. To make the sale even better I also have a pie coupon. It’s the little savings in life that get me excited.

No matter if you are cooking for just the two of you or your extended family, Thanksgiving dinner doesn’t have to blow your budget. Plan ahead, buy foods that are on sale, get a deal on your turkey, and even consider asking guests to bring a side dish or dessert. As with any family get together, it’s not how much you spend, but the quality time you spend together and the memories that are made that are important.

If you enjoyed these money saving tips be sure to leave a comment and say hello!

STOCKPILEWhen the items you use most go on sale you need to stockpile! Stockpiling is when you buy several of the same item for future use. What items does your household use the most? We go through Angel Soft toilet paper, Pert Plus shampoo, and BBQ sauce faster than anything else. Your family may go through other items such as paper towels, frozen pizzas, or dryer sheets. Make a list of your most used items so you will know what to watch for on sale.

When your items do go on sale you have to decide if you should buy enough for the time being, or if the sale is good enough to add items to your stockpile. This week Pert Plus was on sale 2 bottles for $5 with $3 credit to use on a future purchase. That makes my normal $3.28 shampoo $2.50 each and then after the credit, it’s like spending $1 per bottle. Luckily I had a pile of $1.50 off Pert Plus coupons from the newspaper and internet, so I would pay $2 cash for every 2 bottles, and then get a $2 credit on my next purchase. I bought 6 bottles, enough for four or five months. If I would have had more coupons I would have kept buying, as my shampoo was basically free. I paid $6 total out of pocket and had $6 in credit. I then turned around and spent that $6 on other sale items for my stockpile.

Don’t limit yourself to just a few of your most used items, if the sale is a great sale, you can stockpile even rarely used items. If after combining coupons and the sale price items are free or almost free, why not buy? I buy food we’ve never tried before when I can find it for free or around .50. If I buy five of a new soup at .18 each and I don’t like the flavor, I end up giving them away to family, trading them with friends for stuff I do like, or donating them at my son’s can food drive. Don’t be afraid to stockpile items that are almost free. Some of the most popular stockpile items are air fresheners and plug ins, just because it seems every other week with coupons and sales you can get them free.

Most people worry that they don’t have room to store stockpile items. Even people in tiny one room apartments find space. Buy an under bed container and store items there. Linen closets, under bathroom sinks, and garages are great stockpile places. Just make sure you remember where you put what and don’t forget to use the items before the expiration date. What do you do when your stockpile starts taking over the house? Throw together a gift basket of stock pile items for that new bride, college student, or struggling family down the block. If you got most of your items free or for pennies on the dollar you can afford to give some away. Selling flat rate boxes of like items will also make you some quick cash on eBay.

The next time you see your deodorant on sale super cheap, grab a few extra to stockpile. If you keep everything you use in bulk you will never have to worry about running out unexpectedly, and you’ll never have to pay full price again. If you need help finding your items to stockpile there are many sites out there that post stores sales, and Wwhow is a great resource. Leave a comment with your stockpiling tips or let us know what you plan to stockpile!

stampsDo you have a computer in your home? If so you have a money saving opportunity readily available. The computer is often overlooked when it comes to helping you cut costs and get great deals. Saving money with your computer can be just as easy and addicting as check your email!

It’s downright dim-witted to tear up a dollar, but that is what you do each time you mail just two bills. Stamps aren’t free, and the cost of postage rises every May with the rate of inflation. Why not pay your bills online and put that $8.80 you pay for a book of stamps towards your debt. A lot of people don’t feel safe paying bills online, but if you use your bank’s secure bill pay service you should be fine. Another option is to pay on the web site associated with your bill. I pay my cable bill on the cable website by entering my debit card information. It’s fast, secure, and free. If you stop yourself from buying a book of stamps each month, over a years time you will have saved over $100!

Your computer is also a great tool for comparison shopping. I plan on getting my four year old a bicycle for Christmas. I could just go to the toy store and buy one at full price, but I’m way too thrifty to even consider that. Instead I have already started checking several local toy store prices online by visiting their website. I can also check stores like Walmart, Target, and Amazon. I have added several bikes at each store to my wish list and cart for later purchase, and all I have to do is log on to see if one goes on sale. I’ll make my purchase when either I get a free shipping offer from an online store, or my local store has a big sale advertised online.

Anytime I plan on making an online purchase, I always search for “online coupon codes” before I check out. Just enter the store’s name and “coupon codes” and like magic your search results will be filled with discount codes. These codes are just like store coupons, only you type in the coupon yourself at checkout. Often the codes are for free shipping, a free gift with purchase, $10 off a $50 purchase, 30% off, or even up to 50% off. I love virtual coupons just as much as in store coupons!

Your computer can also save you money if you use it to order free samples of products you regularly use, and if you use it to print coupons out to use in stores. If you use your computer to save a little each month, you’ll have a little more money to spend on necessities. Most people are surprised when they realize just how much their home computer can save them, and I would love for you to leave a comment telling me how you use your computer to save money!

My first time to use coupons.Do you ever see that lady at the grocery store buying up all the sale items and using a huge stack of coupons? If you are stuck behind her in the checkout line, her total is above $100 but then after coupons she ends ups paying like $30? That’s me! Me and a million other thrifty shoppers who know how to get the most for our dollar and feed our family for much less than we budgeted.

On TV and in magazines they try to sell you grocery shopping instructions, like coupons are some kind of secret. There is no reason to purchase one of those $100 sheets of paper as everything you need to know is readily available on the web. I am even a member of several online coupon communities. We all help each other find the best grocery and coupon deals, just as WWHOW does.

Every Sunday in my house is known as “Coupon Sunday”. Sunday is the day the coupons come out in the paper as well as sale ads for retail stores. The first thing I do is sit down and clip out the coupons. You don’t have to clip every coupon, but if there’s even a slight chance you might want to buy the item one day, clip it be on the safe side.

Next I look at the retail store ads. You will be surprised how many items you just cut out coupons for are on sale. Keep in mind that grocery store ads come out on Wednesday, so you will need to remember to grab up a set of those too. If I notice that biscuits are on sale at a store and I have a coupon, I whip out my notepad and write ‘Name of store: biscuits .99 ea (coupon .50 off)”. I start getting excited when I have five or more things in my notepad for one store. You will have the longest lists for grocery stores, and maybe only one or two items listed for most retail stores.  If the one or two item stops aren’t worth your trip, either don’t go or take the ad to a store that meets other store’s sale prices.

If you have access to a printer you can check out printable coupon sites. Many times the coupon value on internet coupons are a little higher than the newspaper value. Also print out any buy 1 get 1 free coupons you find! If the item goes on sale in stores buy 1 get 1 free and then you use your coupon, you end up getting both items free.

After I make my shopping lists I organize my coupons. I have way too many coupons, so I use a photo album that holds three 4×6 photos per page

 in little clear slots. Some professional coupon shoppers use sport card books, but unless you have one sitting around they can be expensive to purchase. If you are just starting out a plastic coupon organizer from your local dollar or discount store may be sufficient. You can organize your coupons however you like. I organize mine by type of food and keep household items completely separate. Other people organize their’s by isles in the store or grocery departments alphabetically. You can personalize your coupon organizing as you wish as long as it works for you!

Before you head out to the grocery store make a list of every item you plan to purchase, how much it is on sale for, subtract the coupon, and see your total price per item. You will know how much you are saving, how much you are spending total, and if you need to get a second coupon so you can buy two of the item. I always take a small sandwich baggie to the store also. When I add an item to my cart I put the coupon for the item in the baggie. It makes it easier at checkout not to have to pull coupons out from different slots in my photo album, and they don’t get all scrunched up in my pocket.

At the checkout watch and make sure your items ring up on sale. When the cashier says your total hand over you coupons and watch your savings add up (or subtract) from your total. This is the fun part! Look how much you saved!

The first time you get your coupons set up it may take you an hour or two, but after that you will get faster. If it takes you an hour, and you save $20 by buying items on sale and using coupons, you just made $20 in that hour!

There are a few other things I do to maximize my savings. I try to shop at stores that double and triple my coupons. Several chain stores in my area triple coupons up to .35 and double coupons up to .50. That means if I buy the .99 sale biscuits, and have a .50 off coupon, my coupon is doubled and my biscuits are FREE, plus I get an extra penny back!

The main grocery store I shop at not only doubles and triples coupons, but they also have a loyalty card. Their card not only gets you the sale price, but you can load electronic coupons on to it! I use sites like Cellfire and Shortcuts.com and add electronic coupons on before I head to the store. Often, the electronic coupons are for the same items as the ones in the paper. With my .99 biscuits I used my doubled coupon to get $1 off, and them my electronic coupon to save an additional .50! They end up paying me .51 for those biscuits! With each item you can use a manufactured coupon and your electronic coupon. Remember that your electronic coupons are loaded onto your member card, so you don’t even have to keep up with them.

See the photo? That was from my very first couponing trip. I was shy about using coupons and wanted to start out with just a few things to give it a try. I had 22 items and my total was over $40. After scanning my member card for the sale prices and electronic coupons, and handing over my newspaper coupons, my total went down to $14.44!

Have I inspired you to give coupons a try? If so please leave a comment! I would love to hear from you!

WoodenNecklaceCloseupGreat jewelry at an affordable price is definitely hard to find, which is why I am so glad I am part of a bargain hunting community like WWHOW. It’s also kind of rude to ask your girlfriends where they got their new necklace or earrings, so it works out well that my group of friends and I post all of our shopping deals directly to this website. This is an interactive community that gives you your own username, which is fun because you can keep an eye on someone who you know has the same shopping interests as you.

Just last week, I got a tipoff on a beautiful wooden beaded necklace that was 50% off through WWHOW. This is the kind of jewelry that I like because I have a funky and bohemian style, and there is another user on WWHOW that seems to like the same jewelry as me. I was keeping an eye on all of the deals that she was posting, and I saw that she posted a sale for this necklace at a store that was about 5 miles from my home. I jumped in my car and got it right away, and I’m just so grateful that I was able to get this “steal” for the jewelry that I love!

shopThis is truly the time that we need WWHOW more than ever because people all over the United States are trying to save cash and still not have the recession affect their lifestyles. Does that sound like you? Well, I have an amazing plan to share with you. Instead of pounding the pavement and trying to go from store to store to find the best deals possible, you can simply plug into the community of WWHOW. This is wonderful fantasy land filled with bargain shopping deals, but the best part of all is that it is not a fantasy! These are real deals posted by real people, and you could only be so lucky to be able to take advantage of them.

One of the best things about this bargain shopping community is that the exact store locations are posted so that you can make sure that you get there ASAP. These are deals found in your neighborhood, so you do not have to waste your time going from store to store to see if a certain item is still on sale. I am a die hard bargain shopper, and I can tell you that my lifesaver in the recession is WWHOW!

brideLet’s be honest about the fact that every bride-to-be is a little bit on the crazy side, but you have to forgive her because it is her wedding day, after all! This is precisely why when my sister got engaged recently, I was thinking that I would have to walk the fine line between loving her and murdering her due to her obsessive and erratic behavior in wedding shopping. Luckily, I had the bright idea to check out WWHOW for fantastic wedding bargain deals in my area, which literally became a lifesaver.

Do you have any idea how incredibly stressful it can be to shop for wedding favors for up to six hours on a perfectly good Saturday afternoon? After several weekends of these type of activities, I sat my little engaged sister down and had a one-on-one chat with her. I told her that if she wanted me to be a part of all of this wedding madness, then the least she could do is consult WWHOW beforehand to find the deals that she was looking for so that she did not waste both of our time, not to mention test our sanity! This worked like charm, and you better believe she is thanking me for saving upwards in the hundreds of dollars on her wedding budget!

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